3 Reasons Why Your Financial Advisor is Too Old

3 Reasons Why Your Financial Advisor is Too Old

Suitability vs Fiduciary In my previous post about the DoL ruling, I mentioned that as of this year your financial advisor is required to act as a fiduciary with regard to retirement accounts. Before the DOL ruling, financial advisors just needed to determine if an investment was suitable for a client. What does that tell […]

A Brave New World with the DoL ruling

In 2017 financial advisors are now considered fiduciaries regarding IRA accounts according to the Department of Labor (DoL). A fiduciary is someone who puts the benefit of the owner/beneficiary of the assets over their own. Ideally, every financial advisor should always be putting their client’s benefit over their own. Unfortunately, the financial industry has had a […]

Are Container Homes for Real?

Are Container Homes for Real?

Recently I have been doing a little research into shipping container homes. After a quick Google search, it is clear that shipping container homes are feasible. A couple of questions that came to mind were the insulation, cost-effectiveness, and legal issues. I decided to do a little digging. Insulation On containerhomeplans.org they discuss 3 methods […]

Building a Raised Bed with Encompass Academy

Building a Raised Bed with Encompass Academy

Now that the word is out about my expert landscaping skills, Kristen volunteered me to help teach one of the classes at EnCompass Academy to build a raised bed. I showed the class how to build the beds in class and then we walked over to The Bridge Church to begin construction. The kids ended […]

Weight, Performance, and Other Things you Shouldn’t ask a Financial Advisor About

Weight, Performance, and Other Things you Shouldn’t ask a Financial Advisor About

One of the questions that I get quite often when speaking to prospects is, “What has your performance been?” My response to this question used to be to go into 1, 5, and 10-year performance deliverable and discuss the performance of each position and why it did well or not. At that point, the prospect’s […]

How to Think About Annuities

How to Think About Annuities

A quick Google search of “Annuity Strategy” will yield almost 1 million results. It is not difficult to find someone to dole out annuity advice. The first thing anyone shopping for annuities should know is that an annuity is an insurance product. People don’t think that they will become extremely wealthy off of their home […]